How We Got Started
In late November of 2015 I received word that my adopted grandfather was diagnosed with leukemia, this was my first experience with someone close to me receiving that devasting news.
But that's not where the devastating news ended, before the new year my Grandfather would spend thousands of his life savings on deductibles, co-insurance, co-pays, denied claims, travel from Stevensville Montana to Seattle Washington, hotel rooms, city parking, food, and so much more. I was absolute shock at the size of the financial avalanche that had just broken loose from under his feet...
So me being me, I began my research. Shortly after is when I found the best Supplemental Insurance policies on the market and knew that I had to start helping people truly protect their finances. In 2020, after 3 years of personal sales, recruiting, and training other agents I opened my own agency. I wanted to multiply my efforts and get more information to people like you, in less time.
-Jon D.
OUR SERVICES
We offer affordable supplemental insurance plans that provide peace of mind knowing you'll have tax-free cash to support you through 1 of the 4 medical crises below. If you never face one of these crises we return 100% of your money, less any claims paid, after 25 years.
Did you know 96% of bankruptcies in the U.S. are filed by individuals, NOT businesses?
A recent Harvard University study showed that medical expenses account for approximately 66% of those personal bankruptcies in the U.S.
The Top 4 causes of medical bankruptcies are:
ACCIDENT COVERAGE
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Leading cause of death age 44 and under
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Number 1 cause of death in children
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Average cost $6,700 per accident
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Every Hour:
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19 Accidental Deaths
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5,390 Disabling Injuries
CANCER COVERAGE
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3 out of 4 families will be effected
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1 in 3 people diagnosed
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Over 1.7 million new cases annually
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Nearly half of all cases come from the environment
HEART ATTACK/STROKE COVERAGE
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1 out of 3 deaths
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Over 1 million Americans suffer from a heart attack annually
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Every 40 seconds someone has a heart attack/stroke
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Leading cause of death in the U.S.
INTENSIVE CARE UNIT COVERAGE
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Average stay is 4 days
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Average cost is $10794.00 per day
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More than 5 million patients are admitted annually
OUR SOLUTION
We are a local insurance agency who exclusively provides the #1 supplemental insurance products in America.
More About Our Solutions
What makes us different from our competitors out in the marketplace?
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No Lifetime Limits
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Higher Benefit Payouts
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Tax-Free Benefit Payouts
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And last but certainly not least, our Return of Premium
100 % REFUNDABLE POLICIES
Every policy comes with a money back feature called:
"Return of Premium"
This means that for the next 25 years we will save 100% of your premiums for you, whatever you haven't used in claim payouts we return back to you, tax-free!
This makes our product extraordinarily unique!
*policies vary per state*
OUR TEAM
We believe every client is a valuable, long-term partner.
Client Testimonials
" I had a heart attack and was hospitalized for 3 days. They had to do a heart cath and put in 2 stints because of blocked arteries. I received a check for $6080.00. I received the payment within 1 week after all the paperwork and proof of hospitalization was turned in. This extra money really helped to pay my out of pocket expenses. Thank you!"
Mark S.
$6,080.00
"My fractured ankle and hospitalization left me in a rough place. I called my agent from my hospital bed and her response was "on it" and she was. I never did another thing until she told me to check my bank account a couple weeks later. I was shocked to say the least. As someone who is self-employed and had to be out of work for 3 weeks, the benefits of this helped me stay on my feet when I literally couldn't. I am so thankful I made the decision to add supplemental financial protection.
Kami I.
$10,640.00
"I cannot say enough about this company. After 20 years of paying premiums, they returned the money I had paid less a couple claims. In the last year my husband was diagnosed with cancer. Their claim agents were so helpful in helping me with all the information I needed to submit a claim. (After a whole year). I received a check in a timely manner. This company and all of their employees are wonderful. "
Kathy H.
$18,985.20